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Injured Harbor Worker Benefits

Posted on Sep 18, 2013 by in Workers' Compensation, Workplace Injury | 0 comments

The Connecticut, Delaware, Hudson, Mississippi, and Rio Grande are among some of the rivers that flow into the Atlantic Ocean. The natural geology of the east coast lends itself to a vast array of maritime industries. Some popular jobs along the East Coast and Longshore Harbor are ship repairing, ship building, ship breaking, and harbor construction. According to the website of these Milwaukee personal injury lawyers, laborers in shipyards tend to work long hours in demanding conditions. It can be physically challenging work and slight mistakes can cause injuries to workers who have lapses in care. Though the work conditions are rigorous, many men and women are able to effectively support their families with their wages.

However, the shipyard industry is a high-risk environment and workplace injuries can be as severe as the loss of a limb. Debilitating injuries result in time away from work indefinitely. The Longshore and Harbor Workers Compensation Act (LHWCA) is a bill that was recently passed in 2012 in order to protect injured workers of the United States maritime industry. The LHWCA offers a much more generous benefit plan to injured workers than the state workers compensation act. Some of these benefits are higher maximum compensation rates, reimbursement for medical travel, no caps on medical benefits or for medical devices, and no limits on compensation periods.

Since the LHWCA benefit package is a generous and comprehensive, there are numerous requirements that the injured worker must meet in order to qualify. Disability benefits depend on whether the nature of the injury is partial or total, temporary or permanent. Total disability indicates that the worker isn’t able to work at any task, partial disability means that the worker can still work, but not at the same level of physical exertion as before. Temporary and permanent benefits cater to the timeline which the worker will be unable to work. Injured harbor workers usually find it helpful to consult a Massachusetts personal injury lawyer in order to find out if they qualify for the Longshore and Harbor Workers Compensation Act. Qualifying to make a claim under this act can help an injured worker bounce back from the hardships that a serious workplace injury can impose.

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